/* Vaultify Settlement: site styles */
:root{
  --night:#150d22;
  --dark:#1b1029;
  --plum:#24163a;
  --plum-2:#2e1d48;
  --purple:#4b2a7f;
  --purple-ink:#4a2c7a;
  --lavender:#b8a4e3;
  --lavender-soft:#cdbff0;
  --paper:#f5f5f7;
  --mist:#eeeaf2;
  --white:#ffffff;
  --ink:#1c1826;
  --ink-2:#3b3646;
  --muted:#6a6576;
  --on-dark:#ece8f4;
  --on-dark-muted:#a9a2b8;
  --rule:#e1dde8;
  --rule-dark:rgba(255,255,255,.12);
  --btn-light:#e2e2e8;
  --serif:'Cinzel',Georgia,'Times New Roman',serif;
  --sans:'Manrope',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;
  --wrap:1240px;
  --gutter:24px;
  --radius:12px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--sans);font-size:16px;line-height:1.6;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:inherit}
h1,h2,h3,h4{font-family:var(--serif);font-weight:400;line-height:1.12;margin:0 0 .5em;letter-spacing:.01em}
p{margin:0 0 1em}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 var(--gutter)}
.skip-link{position:absolute;left:-9999px;top:0;background:#fff;color:#000;padding:10px 14px;z-index:999}
.skip-link:focus{left:12px;top:12px}
:focus-visible{outline:2px solid var(--lavender);outline-offset:3px}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}

/* ---------- Header ---------- */
.site-header{position:absolute;top:0;left:0;right:0;z-index:50;transition:background .25s,box-shadow .25s}
.site-header.is-stuck{position:fixed;background:rgba(21,13,34,.96);box-shadow:0 1px 0 var(--rule-dark);backdrop-filter:blur(6px)}
.site-header .wrap{display:flex;align-items:center;justify-content:space-between;height:84px;gap:24px}
.site-header.is-stuck .wrap{height:68px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:#fff;flex-shrink:0}
.brand img{width:46px;height:46px}
.brand-text{display:flex;flex-direction:column;line-height:1}
.brand-name{font-family:var(--serif);font-size:24px;letter-spacing:.14em;font-weight:500}
.brand-sub{font-family:var(--sans);font-size:8.5px;letter-spacing:.52em;margin-top:5px;padding-top:4px;border-top:1px solid rgba(255,255,255,.55);color:#d8d2e4;text-transform:uppercase}
.nav{display:flex;align-items:center;gap:30px}
.nav ul{list-style:none;display:flex;gap:30px;margin:0;padding:0}
.nav a{color:#ddd8e8;text-decoration:none;font-size:15px;font-weight:500;padding:6px 0;border-bottom:1px solid transparent}
.nav a:hover,.nav a[aria-current="page"],.nav li.is-active>a{color:#fff;border-bottom-color:#fff}
.nav a.btn{color:var(--ink);font-size:12px;padding:9px 18px;border:1px solid transparent}
.nav a.btn:hover{color:var(--ink);background:#fff}
.nav-toggle{display:none;background:none;border:1px solid var(--rule-dark);color:#fff;width:44px;height:44px;border-radius:8px;cursor:pointer}
.nav-toggle span{display:block;width:18px;height:2px;background:#fff;margin:4px auto}

/* ---------- Buttons & links ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:46px;padding:12px 24px;font-family:var(--sans);font-size:13px;font-weight:700;letter-spacing:.1em;text-transform:uppercase;text-decoration:none;border-radius:3px;border:1px solid transparent;cursor:pointer;transition:background .2s,color .2s,border-color .2s;white-space:nowrap}
.btn-light{background:var(--btn-light);color:var(--ink)}
.btn-light:hover{background:#fff}
.btn-outline{border-color:rgba(255,255,255,.35);color:#fff;background:transparent}
.btn-outline:hover{border-color:#fff}
.btn-purple{background:var(--purple);color:#fff}
.btn-purple:hover{background:#5b3697}
.btn-ghost{background:transparent;border-color:var(--rule);color:var(--ink)}
.btn-sm{min-height:40px;padding:9px 18px;font-size:12px}
.btn-row{display:flex;flex-wrap:wrap;gap:16px}
.text-link{font-weight:700;font-size:14px;text-decoration:none;border-bottom:1.5px solid currentColor;padding-bottom:2px}
.text-link:hover{opacity:.75}
.arrow-link{font-size:13px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;text-decoration:none;color:var(--ink-2)}
.arrow-link::after{content:" \2192";letter-spacing:0}
.arrow-link:hover{color:var(--purple)}

/* ---------- Type helpers ---------- */
.eyebrow{font-family:var(--sans);font-size:12px;font-weight:700;letter-spacing:.24em;text-transform:uppercase;color:var(--purple-ink);margin:0 0 14px}
.dark .eyebrow,.hero .eyebrow,.cta .eyebrow{color:var(--lavender)}
.h-xl{font-size:clamp(44px,7vw,80px)}
.h-lg{font-size:clamp(34px,4.6vw,52px)}
.h-md{font-size:clamp(28px,3.4vw,40px)}
.h-sm{font-size:clamp(22px,2.2vw,28px)}
.lead{font-size:clamp(17px,1.5vw,20px);line-height:1.65;color:var(--ink-2)}
.dark .lead,.hero .lead{color:var(--on-dark-muted)}
.small{font-size:14px;color:var(--muted)}
.dark .small{color:var(--on-dark-muted)}
.accent{color:var(--lavender)}
.measure{max-width:640px}
.measure-wide{max-width:760px}

/* ---------- Sections ---------- */
.section{padding:110px 0}
.section.tight{padding:80px 0}
.dark{background:var(--dark);color:var(--on-dark)}
.dark h2,.dark h3{color:#fff}
.mist{background:var(--mist)}
.section-head{margin-bottom:56px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.split.top{align-items:start}
.split .media img{border-radius:var(--radius);width:100%;object-fit:cover}
.media.tall img{aspect-ratio:3/4}
.media.wide img{aspect-ratio:4/3}
.center-col{max-width:760px;margin:0 auto}

/* ---------- Hero ---------- */
.hero{position:relative;background:var(--dark);color:#fff;overflow:hidden;padding:170px 0 90px}
.hero.plain{padding:160px 0 80px}
.hero-bg{position:absolute;top:0;right:0;bottom:0;width:62%;background-size:cover;background-position:center}
.hero-bg::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,var(--dark) 0%,rgba(27,16,41,.86) 30%,rgba(27,16,41,.55) 65%,rgba(27,16,41,.35) 100%),linear-gradient(0deg,rgba(27,16,41,.7),rgba(27,16,41,0) 40%)}
.hero .wrap{position:relative;z-index:1}
.hero h1{color:#fff;max-width:760px}
.hero .lead{max-width:640px}
.crumbs{font-size:11px;letter-spacing:.2em;text-transform:uppercase;color:#a49cb4;margin-bottom:14px}
.crumbs a{text-decoration:none}
.crumbs a:hover{color:#fff}
.crumbs span{margin:0 8px}
.hero-home{padding:150px 0 0;min-height:760px}
.hero-home .hero-bg{width:58%;background-position:left center}
.hero-home h1{font-size:clamp(48px,7.6vw,96px);line-height:1.02;margin-bottom:28px}
.hero-home .btn-row{margin-top:36px}
.stats{position:relative;z-index:1;display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--rule-dark);margin-top:72px}
.stat{padding:28px 0 56px;border-right:1px solid var(--rule-dark);padding-left:30px}
.stat:first-child{padding-left:0}
.stat:last-child{border-right:0}
.stat b{display:block;font-family:var(--serif);font-weight:400;font-size:clamp(26px,2.6vw,36px);color:#fff;line-height:1.1}
.stat span{display:block;font-size:12px;letter-spacing:.16em;text-transform:uppercase;color:#a9a2b8;margin-top:12px}

/* ---------- Service grid (home) ---------- */
.svc-grid{display:grid;grid-template-columns:repeat(12,1fr);gap:20px}
.svc-card{background:#fff;border:1px solid var(--rule);border-radius:var(--radius);padding:44px 32px 34px;display:flex;flex-direction:column}
.svc-card h3{font-size:24px;margin:12px 0 14px;color:var(--ink)}
.svc-card p{font-size:15px;color:var(--muted)}
.svc-card .arrow-link{margin-top:auto;padding-top:20px}
.svc-num{font-size:13px;font-weight:700;letter-spacing:.2em;color:var(--ink-2)}
.svc-num i{font-style:normal;margin-right:12px}
.svc-feature{grid-column:span 8;grid-row:span 2;padding:0;overflow:hidden;background:var(--plum);border:0}
.svc-feature img{width:100%;height:auto;aspect-ratio:820/545;object-fit:cover}
.svc-feature .svc-body{padding:28px 36px 36px}
.svc-feature h3{color:#fff;font-size:26px}
.svc-feature p{color:#c3bbd2;font-size:17px}
.svc-feature .svc-num,.svc-feature .arrow-link{color:var(--lavender-soft)}
.svc-side{grid-column:span 4}
.svc-half{grid-column:span 6}

/* ---------- Steps ---------- */
.steps{display:grid;grid-template-columns:repeat(4,1fr);border-top:1px solid var(--rule)}
.dark .steps{border-top-color:var(--rule-dark)}
.step{padding:30px 26px 10px;border-right:1px solid var(--rule)}
.dark .step{border-right-color:var(--rule-dark)}
.step:first-child{padding-left:0}
.step:last-child{border-right:0}
.step .num{font-family:var(--serif);font-size:40px;color:var(--purple);line-height:1;margin-bottom:22px;display:block}
.dark .step .num{color:var(--lavender)}
.step h3{font-family:var(--sans);font-weight:700;font-size:20px;margin:0 0 10px;letter-spacing:0}
.step p{font-size:15px;color:var(--muted);margin:0}
.dark .step p{color:var(--on-dark-muted)}

/* ---------- Dash lists ---------- */
.dash{list-style:none;margin:0;padding:0}
.dash li{position:relative;padding-left:30px;margin:0 0 14px;line-height:1.55}
.dash li::before{content:"";position:absolute;left:0;top:.8em;width:16px;height:1px;background:var(--purple)}
.dark .dash li::before,.card-dark .dash li::before{background:var(--lavender)}
.dash strong{font-weight:700;color:var(--ink)}
.dark .dash strong{color:#fff}
.dash.sm li{font-size:15px}

/* ---------- Row lists (controls, services, clients) ---------- */
.rows{border-top:1px solid var(--rule)}
.row{display:grid;grid-template-columns:100px 1fr 1.25fr;gap:24px;padding:34px 0;border-bottom:1px solid var(--rule);align-items:start}
.row .n{font-size:13px;font-weight:700;letter-spacing:.2em;color:var(--purple-ink);padding-top:6px}
.row h3{font-family:var(--sans);font-weight:700;font-size:21px;letter-spacing:0;margin:0}
.row h3 a{text-decoration:none}
.row h3 a:hover{color:var(--purple)}
.row .tag{display:block;font-size:13px;font-weight:700;color:var(--purple-ink);margin-top:8px}
.row p{margin:0;color:var(--muted)}

/* ---------- Hecate band ---------- */
.band{position:relative;background:var(--dark);color:#fff;overflow:hidden;padding:110px 0}
.band-bg{position:absolute;top:0;right:0;bottom:0;width:55%;background-size:cover;background-position:center top}
.band-bg::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,var(--dark) 0%,rgba(27,16,41,.35) 45%,rgba(27,16,41,.15) 100%)}
.band .wrap{position:relative;z-index:1}
.band h2{max-width:640px}
.band p{max-width:660px}

/* ---------- Cards ---------- */
.cards{display:grid;gap:20px}
.cards.c2{grid-template-columns:repeat(2,1fr)}
.cards.c3{grid-template-columns:repeat(3,1fr)}
.cards.c4{grid-template-columns:repeat(4,1fr)}
.card{background:#fff;border:1px solid var(--rule);border-radius:var(--radius);padding:30px 28px}
.card h3{font-family:var(--sans);font-weight:700;font-size:19px;letter-spacing:0;margin:0 0 10px;color:var(--ink)}
.card p{font-size:14.5px;color:var(--muted);margin:0 0 12px}
.card .eyebrow{font-size:11px;color:var(--muted);margin-bottom:8px}
.card .serif{font-family:var(--serif);font-size:26px;margin:16px 0 8px}
.card .lead{font-size:15px;color:var(--muted)}
.pill{display:inline-block;border:1px solid var(--rule);border-radius:999px;padding:5px 14px;font-size:11px;font-weight:700;letter-spacing:.16em;color:var(--ink-2)}
.card-dark{background:var(--plum-2);border:1px solid rgba(184,164,227,.18);border-radius:var(--radius);padding:34px 36px;color:var(--on-dark)}
.card-dark h3{font-family:var(--sans);font-weight:700;font-size:20px;letter-spacing:0;color:#fff}

/* ---------- Fee card / tables ---------- */
.fee-card{background:#fff;border:1px solid var(--rule);border-radius:var(--radius);padding:30px 32px}
.fee-row{padding:18px 0;border-bottom:1px solid var(--rule)}
.fee-row:last-child{border-bottom:0}
.fee-row .top{display:flex;justify-content:space-between;align-items:baseline;gap:16px}
.fee-row .top span{font-size:14px;color:var(--ink-2)}
.fee-row .fig{font-family:var(--serif);font-size:24px;color:var(--purple-ink)}
.fee-row .fig.sans{font-family:var(--sans);font-weight:700;font-size:15px;color:var(--ink)}
.fee-row p{font-size:13.5px;color:var(--muted);margin:8px 0 0}
.table-card{background:#fff;border:1px solid var(--rule);border-radius:var(--radius);overflow:hidden}
.table-card table{width:100%;border-collapse:collapse}
.table-card th{background:var(--mist);text-align:left;font-size:11.5px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:var(--muted);padding:18px 22px}
.table-card td{padding:18px 22px;border-top:1px solid var(--rule);font-size:14.5px;color:var(--ink-2);vertical-align:top}
.table-card td:first-child{font-weight:700;color:var(--ink);white-space:nowrap}
.table-card .fig{font-family:var(--serif);font-size:20px;color:var(--purple-ink);font-weight:400;white-space:nowrap}

/* ---------- Calculator ---------- */
.calc{display:grid;grid-template-columns:1fr 1fr;border-radius:var(--radius);overflow:hidden;border:1px solid rgba(184,164,227,.18)}
.calc-in{background:var(--plum);padding:40px 36px}
.calc-out{background:var(--plum-2);padding:28px 36px}
.calc label{display:block;font-size:11.5px;font-weight:700;letter-spacing:.18em;text-transform:uppercase;color:#bdb4cd;margin-bottom:10px}
.calc input[type=text]{width:100%;background:rgba(0,0,0,.25);border:1px solid rgba(255,255,255,.18);color:#fff;font:600 20px var(--sans);padding:14px 16px;border-radius:4px}
.calc input[type=range]{width:100%;accent-color:var(--lavender);margin:6px 0 18px}
.calc .help{font-size:13.5px;color:var(--on-dark-muted);margin:0}
.calc-field+.calc-field{margin-top:30px}
.out-row{display:flex;justify-content:space-between;gap:16px;padding:14px 0;border-bottom:1px solid var(--rule-dark);font-size:14px;color:var(--on-dark-muted)}
.out-row b{color:#fff;font-size:16px}
.out-total{display:flex;justify-content:space-between;align-items:baseline;padding-top:22px;color:var(--on-dark-muted);font-size:15px}
.out-total b{font-family:var(--serif);font-weight:400;font-size:clamp(28px,3vw,38px);color:#fff}
.calc-note{font-size:13px;color:var(--on-dark-muted);max-width:700px;margin-top:18px}
.figure-list{background:var(--plum-2);border:1px solid rgba(184,164,227,.18);border-radius:var(--radius);padding:12px 32px}
.figure-list .out-row:last-child{border-bottom:0}

/* ---------- Notice ---------- */
.notice{background:var(--mist);border-radius:8px;padding:22px 26px;font-size:14px;color:var(--ink-2);margin-top:48px}

/* ---------- FAQ ---------- */
.faq{border-top:1px solid #d9d3e2}
.faq details{border-bottom:1px solid #d9d3e2}
.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:20px;padding:24px 0;font-weight:700;font-size:19px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";font-weight:400;font-size:24px;color:var(--purple);transition:transform .2s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq .ans{padding:0 60px 26px 0;color:var(--muted);max-width:860px}

/* ---------- CTA ---------- */
.cta-wrap{padding:80px 0}
.cta{position:relative;overflow:hidden;background:var(--plum);border-radius:var(--radius);padding:84px 72px;color:#fff;display:grid;grid-template-columns:1.4fr auto;gap:40px;align-items:end}
.cta::before{content:"";position:absolute;top:-70px;right:-70px;width:310px;height:310px;background:url(../img/emblem.png) center/contain no-repeat;opacity:.13;filter:grayscale(.4)}
.cta>*{position:relative}
.cta h2{font-size:clamp(34px,4vw,50px);margin-bottom:22px;max-width:520px}
.cta p{color:#bdb5cc;margin:0;max-width:640px}

/* ---------- Disclosures ---------- */
.legal{display:grid;grid-template-columns:200px 1fr;gap:80px}
.legal nav{position:sticky;top:100px;align-self:start}
.legal nav ul{list-style:none;margin:0;padding:0}
.legal nav a{display:block;font-size:13.5px;color:var(--muted);text-decoration:none;padding:5px 0}
.legal nav a:hover{color:var(--purple)}
.legal article{max-width:720px}
.legal h2{font-size:30px;margin:0 0 16px;padding-top:12px;scroll-margin-top:100px}
.legal article>section{margin-bottom:48px}
.legal p,.legal li{color:var(--ink-2);font-size:15.5px}
.legal ul.bul{padding-left:20px}
.legal ul.bul li{margin-bottom:6px}

/* ---------- Contact / form ---------- */
.contact-grid{display:grid;grid-template-columns:1.1fr .8fr;gap:56px;align-items:start}
.form-card{background:#fff;border:1px solid var(--rule);border-radius:var(--radius);padding:40px 40px 36px}
.progress{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-bottom:34px}
.progress i{height:3px;background:var(--rule);border-radius:2px}
.progress i.on{background:var(--purple)}
.step-label{font-size:11.5px;font-weight:700;letter-spacing:.2em;text-transform:uppercase;color:var(--purple-ink);margin-bottom:10px}
.form-card h3{font-size:28px;margin-bottom:24px;color:var(--ink)}
.f-label{display:block;font-size:11.5px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--ink-2);margin:0 0 8px}
.f-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px}
.f-field{margin-bottom:22px}
.form-card input[type=text],.form-card input[type=email],.form-card input[type=tel],.form-card select,.form-card textarea{width:100%;border:1px solid #d6d2de;border-radius:4px;background:#fff;color:var(--ink);font:16px var(--sans);padding:12px 14px}
.form-card textarea{min-height:120px;resize:vertical}
.form-card input:focus,.form-card select:focus,.form-card textarea:focus{border-color:var(--purple);outline:none;box-shadow:0 0 0 3px rgba(75,42,127,.12)}
.chips{display:flex;flex-wrap:wrap;gap:10px}
.chip input{position:absolute;opacity:0;pointer-events:none}
.chip span{display:inline-block;border:1px solid #d6d2de;border-radius:999px;padding:9px 16px;font-size:12px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--ink-2);cursor:pointer;user-select:none;transition:all .15s}
.chip input:checked+span{background:var(--purple);border-color:var(--purple);color:#fff}
.chip input:focus-visible+span{outline:2px solid var(--purple);outline-offset:2px}
.form-actions{display:flex;justify-content:space-between;align-items:center;margin-top:12px;gap:12px}
.form-actions .btn-purple{margin-left:auto}
.check{display:flex;gap:12px;align-items:flex-start;font-size:14px;color:var(--ink-2)}
.check input{margin-top:4px;width:18px;height:18px;accent-color:var(--purple);flex-shrink:0}
.form-error{color:#a3283b;font-size:14px;margin:8px 0 0;display:none}
.form-error.show{display:block}
.fstep[hidden]{display:none}
.hp{position:absolute;left:-9999px}
.form-done{text-align:left}
.form-done .serif{font-family:var(--serif);font-size:30px;margin:0 0 12px}
.side-card{background:#fff;border:1px solid var(--rule);border-radius:var(--radius);padding:30px 32px}
.side-card .eyebrow{font-size:11px;color:var(--muted);margin:22px 0 8px}
.side-card .eyebrow:first-child{margin-top:0}
.side-card h3{font-family:var(--sans);font-weight:700;font-size:20px;letter-spacing:0;margin:0 0 8px}
.side-card p{font-size:14.5px;color:var(--muted);margin:0 0 6px}
.side-card .phone{font-weight:800;font-size:22px;color:var(--ink);text-decoration:none}
.safety{font-size:13.5px;color:var(--muted);margin:22px 12px 0}

/* ---------- Footer ---------- */
.site-footer{background:var(--night);color:#b9b2c7;padding:80px 0 40px;font-size:14.5px}
.foot-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:40px}
.site-footer .brand{margin-bottom:22px}
.site-footer h4{font-family:var(--sans);font-weight:700;font-size:12px;letter-spacing:.24em;text-transform:uppercase;color:#fff;margin:6px 0 20px}
.site-footer ul{list-style:none;margin:0;padding:0}
.site-footer li{margin-bottom:10px}
.site-footer a{text-decoration:none}
.site-footer a:hover{color:#fff}
.foot-tag{max-width:320px}
.fine{border-top:1px solid var(--rule-dark);margin-top:56px;padding-top:30px;font-size:12.5px;line-height:1.7;color:#9b94aa}
.fine a{text-decoration:underline}

/* ---------- Responsive ---------- */
@media (max-width:1100px){
  .nav ul{gap:20px}.nav{gap:20px}
  .svc-feature{grid-column:span 12;grid-row:auto}
  .svc-side,.svc-half{grid-column:span 6}
  .cards.c4{grid-template-columns:repeat(2,1fr)}
}
@media (max-width:960px){
  .nav-toggle{display:block}
  .nav{position:fixed;inset:0 0 0 auto;width:min(340px,86vw);background:var(--night);flex-direction:column;align-items:flex-start;padding:90px 30px 30px;transform:translateX(100%);transition:transform .25s;z-index:60}
  .nav.open{transform:none;box-shadow:-20px 0 60px rgba(0,0,0,.4)}
  .nav ul{flex-direction:column;gap:6px;width:100%}
  .nav a{font-size:18px;display:block;padding:10px 0}
  .nav-close{position:absolute;top:22px;right:22px}
  .split,.contact-grid{grid-template-columns:1fr;gap:44px}
  .steps{grid-template-columns:repeat(2,1fr)}
  .step{padding:28px 20px 24px 0;border-right:0;border-bottom:1px solid var(--rule)}
  .dark .step{border-bottom-color:var(--rule-dark)}
  .stats{grid-template-columns:repeat(2,1fr)}
  .stat{padding:24px 0 24px 0;border-right:0;border-bottom:1px solid var(--rule-dark)}
  .row{grid-template-columns:60px 1fr;gap:10px 18px}
  .row p{grid-column:2}
  .calc{grid-template-columns:1fr}
  .cta{grid-template-columns:1fr;padding:60px 36px;align-items:start}
  .legal{grid-template-columns:1fr;gap:20px}
  .legal nav{position:static}
  .legal nav ul{display:flex;flex-wrap:wrap;gap:4px 18px}
  .foot-grid{grid-template-columns:1fr 1fr}
  .hero-bg,.band-bg{width:100%;opacity:.45}
  .hero-home{min-height:0}
  .cards.c3{grid-template-columns:1fr}
  .table-card{overflow-x:auto}
}
@media (max-width:640px){
  :root{--gutter:16px}
  .section{padding:72px 0}
  .hero{padding:130px 0 64px}
  .hero-home{padding:130px 0 0}
  .svc-side,.svc-half{grid-column:span 12}
  .cards.c2,.cards.c4{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr}
  .f-grid{grid-template-columns:1fr;gap:0}
  .form-card{padding:28px 20px}
  .foot-grid{grid-template-columns:1fr}
  .brand-name{font-size:20px}
  .brand img{width:40px;height:40px}
  .cta{padding:48px 24px}
  .btn-row .btn{flex:1 1 auto}
  .table-card td:first-child{white-space:normal}
  .faq .ans{padding-right:0}
}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}